Terms of Use

Acceptance of Terms of Use.
The following terms and conditions (the “Terms”) govern all use of the Anthonyfjgarner.net website and its products (the “Site”). In these Terms, “you” or “your” means the person accepting these Terms and the company or other entity (if any) on whose behalf he or she is acting, and “we,” “us,” “our,” or “Anthonyfjgarner,” means the Site and the proprietors of the Site. By using or accessing any part of the Site, you agree that you are at least eighteen (18) years old and have read, understand, and agree to be bound by all of these terms and conditions. If you do not agree to all of these terms and conditions, you must not use or access the Site. If you are entering into these Terms on behalf of a company, trust or other non-personal legal entity (together a “non-personal legal entity”), you represent that you have the authority to bind that non-personal legal entity to the Terms. We reserve the right, in our sole discretion, to modify or replace any of the Terms at any time. Your continued use of the Site following the posting of any changes to the Terms constitutes your acceptance of any such changes and you are responsible for reviewing those changes. You acknowledge that the Site has been developed, compiled and arranged by us and represents significant expenditure of effort, time and money and comprises valuable Intellectual Property Rights belonging to us which you agree not to infringe or violate. The Intellectual Property Rights to the Site shall at all times be and remain our sole and exclusive property. Should you choose to download content from the Site, you must do so in accordance with the Terms. Such download is licensed to you for your own personal and/or personal professional use in accordance with the Terms and does not transfer any other rights to you.
Restrictions on Use.
You may not use the Site for any illegal purpose or in any manner inconsistent with these Terms. You agree to use the Site solely for your own personal and/or internal use and benefit, and not for resale or external distribution, whether profit-making or otherwise. If you intend to use the Website in any other way, then please contact us to discuss your business requirements. You may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to a server, create derivative works from, transmit or in any way exploit any information found on the Site or any part of the Site, except that you may download material from the Site and/or make one print copy for your own personal and/or personal professional use, provided that any such downloaded or printed materials retain all copyright and other proprietary notices. You may not offer any part of the Site for sale or distribute it over any other medium, including but not limited to television, radio or internet broadcast, a computer network or hyperlink framing on the internet, without the prior written consent of ourselves. The Site and the information contained therein may not be used to construct a database of any kind, nor may the Site be stored (in its entirety or in any part) in databases for access by you or any third party nor may you distribute any database containing all or part of the Site.
Disclaimer and Limitation of Liability.
Whilst we endeavour to make the Site a useful and efficient resource for its Users, you agree that your use of the Site and or its products is at your sole risk and acknowledge that we make no warranty of any kind, express or implied, as to the Site or its products, including, but not limited to, satisfactory quality, non-infringement, title or fitness for a particular purpose or use. You agree that we, our affiliates, suppliers, service providers, agents, officers, employees, representatives, successors, and assigns shall have no responsibility or liability for: (i) any losses or damages, whether caused by the negligence of ourselves, or our affiliates, suppliers, service providers, agents, officers, employees, representatives, successors, and assigns or otherwise arising in connection with the Site and, to the extent permissible by all applicable laws, shall not be liable for any losses or damages (whether direct or indirect) including lost profits, business, income, contracts, anticipated savings, data, goodwill or wasted time, any other losses, punitive, incidental or consequential damages or any claim against ourselves by any other party that is a result of your breach of any of the terms of these Terms; or (ii) any fault, inaccuracy, omission, delay or any other failure in the Site caused by your computer equipment or arising from your use of the Site on such equipment. We are not responsible for the reliability or continued availability of the telephone lines, wireless services, communications media, and equipment you use to access the Site. You understand that we and/or service providers and/or other third-party contributors to the Site may choose at any time to inhibit or prohibit their content from being accessed. Nothing in the Terms operates to exclude any liability which cannot be excluded or limited under applicable law.
No Investment Recommendations or Professional Advice.
The Site and its products are not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or investment strategy or fund by Anthonyfjgarner or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult a lawyer or tax professional regarding your specific legal or tax situation and a regulated investment adviser regarding any investment or trading decision you may make. We specifically disclaim any and all liability or loss arising out of any action taken in reliance on content or products contained on or downloaded from the Site, including but not limited to market value or other loss on the sale or purchase of any company, property, product, service, security, instrument, or any other matter. By using the Site and or buying products on the Site, you agree that you alone bear responsibility for your own investment research, analysis and decisions. We do not vet , take responsibility for or make any claims with respect to the accuracy, reliability or completeness of the data, information and/or opinions provided by contributors or of User Submissions. You shall not post information onto the Site which constitutes a solicitation, offer, opinion or recommendation to buy, sell or promote participation in any security or fund or other financial investment, or to provide legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any fund, security, scheme or investment. Any such information posted on this Site by any user shall not be deemed to be approved by us and we accept no liability for such postings. The views and opinions expressed on the Site by users are those of the users and not of ourselves or the. The information provided on the Site is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation. Users should consult the securities regulation of their home jurisdiction. Under no circumstances, and to the extent permissible by all applicable laws, shall we, our affiliates, suppliers, service providers, agents, officers, employees, representatives, successors, and assigns be liable to you or any user or other persons having access to the Site, for any losses or damages (whether direct or indirect) including lost profits, business, income, contracts, anticipated savings, data, goodwill or wasted time, or any other direct, indirect, incidental, consequential, special, punitive, or exemplary, arising from the use of or inability to use the Site or its products or any links or items on the Site or any provision of the Terms.
Risk Warnings.
The Site and its products contain, inter alia, test results of trading and investment styles which represent hypothetical performance based on the use of computerized system logic. Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any investor will or is likely to achieve profits or losses similar to those shown. There are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading or investment program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading and investment. For example, the ability to withstand losses or to adhere to a particular trading or investment program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading or investment program which cannot be fully accounted for in the preparation of hypothetical performance results all of which can adversely affect actual trading results. Readers are strongly advised to conduct their own rigorous testing and research before putting any of the ideas or systems described on this Site into practice (if at all) and before taking any financial risk. The price of bonds, shares, futures, options, foreign exchange, and investments in general and the income derived from them can go down as well as up, and investors may not get back the amount they invested or may lose more than they invested in the case of leveraged instruments such as futures and trading on margin. Past performance is not necessarily a guide to future performance. Trading instruments on margin or trading instruments such as futures which are highly leveraged carries a high level of risk, and is not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to invest in or trade any instrument whether leveraged, unleveraged, on margin or otherwise, you should carefully consider your investment objectives, level of experience, and risk appetite. You could sustain a loss of some or all of your initial investment (and more where margin or leverage is used) and therefore you should not invest or risk money that you cannot easily afford to lose. You should be aware of all the risks associated with trading and investment, and seek advice from an independent financial advisor or other professional if you have any doubts.
You agree to indemnify, defend and hold harmless us, the users, service providers and any other third party contributors to the Site and their respective affiliates, suppliers, agents, officers, employees, representatives, successors, and assigns from and against any and all claims, damages, liabilities, costs, and expenses, including reasonable attorney’s and expert’s fees, arising out of or in connection with your use of, or access to, the Site, or any links on the Site or any products bought on the Site, including, but not limited to: (i) your use of or someone using your computer or your account for access to the Site; (ii) a violation of the Terms by you or anyone using your computer (or account, where applicable); (iii) a claim that any use of the Site, or any materials posted on the Site, by you or someone using your computer (or account, where applicable), infringes any Intellectual Property Right of any third party or any right of privacy or publicity, is libellous or defamatory, or otherwise results in injury or damage to any third party; (iv) any deletions, additions, insertions or alterations to, or any unauthorised use of, the Site by you or someone using your computer; (v) any misrepresentation or breach of representation or warranty made by you contained herein; or (vi) any breach of any covenant or agreement to be performed by you hereunder. You agree to pay any and all costs, damages, and expenses, including, but not limited to, reasonable attorneys’ fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action, or proceeding attributable to any such claim. We reserve the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with us in asserting any available defence. You acknowledge and agree to pay our reasonable legal fees incurred in connection with any and all claims brought against you by us under the Terms and any other terms and conditions of use on the Site, including without limitation, claims arising from your failure to indemnify us pursuant to the Terms.
You may, without prejudice to any accrued rights, with or without cause and at any time, discontinue your use of the Site. You agree that we may, without notice, suspend your access to the Site, with or without cause at any time and effective immediately. Your access rights to the Site will terminate immediately without notice from us if you, in our sole discretion, fail to comply with any provision of the Terms. We shall not be liable to you or any third party for the termination or suspension of the Site, or any claims related to the termination or suspension of the Site. Upon termination of access to the Site by you or us, you must discontinue your use of the Site.
Governing Law.
These Terms shall be governed by and construed in accordance with the laws of England. You hereby agree that the courts of England have exclusive jurisdiction to settle any dispute arising out of or in connection with the Site or these Terms. You hereby agree to submit to the exclusive jurisdiction of the courts of England and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
We have the right to change the content or technical specifications of any aspect of the Site at any time at our sole discretion. You accept that such changes may result in your being unable to access the Site. The failure of us to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. Save in respect of discontinued access or use and removal or destruction of materials, the provisions of the Terms shall survive any termination of the Terms as reasonably necessary to give effect to the provisions thereof. The Site is directed solely to individuals residing in jurisdictions in which provision of the Site’s content is legal. We make no representation that materials provided on the Site are appropriate or available for use in other locations. Those who choose to access the Site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Site to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide. The section titles in the Terms are used solely for convenience and have no legal or contractual significance. If any provision of the Terms is found invalid or unenforceable, that provision will be severed to the extent permissible, and the other provisions of the Terms will remain in force. The Terms constitute the entire agreement between you and ourselves and govern your use of the Site.

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